बैंक लोन राइट ऑफ क्या होता है

Loan Write Off आरबीआई द्वारा जारी किया गया एक टूल है

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जिसका इस्तेमाल बैंक अपनी बैलेंस शीट को क्लीन अप करने के लिए करते हैं

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Loan Write Off को खराब ऋण या NPA के मामलों पर लागु किया जाता है

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Loan की EMI लगातार 3 महीने तक Pay नहीं होती है तो बैंको द्वारा उस लोन को को एनपीए मान लिया जाता है

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NPA में भी लोन की वसूली नहीं होती है तो बैंक उस Loan को डूबा हुआ मानकर बट्टे खाते में डाल देते है

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Loan Write Off क्या है इसके फायदे और नुकसान

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सरकारी योजना की ताजा अपडेट के लिए इस टेलीग्राम चैनल को जॉइन करे

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बैंक लोन राइट ऑफ क्या होता है

loan write off

vs

कर्ज माफ़ी

विस्तार से जाने

अगली स्लाइड में